Borrow money and repay it in installments for individuals. Borrowing a small amount such as 500 euros and repaying it in installments can be done with a mini loan or if you want to borrow 1000 euros or 1500 euros, then you can do this through a revolving credit of 2500 euros or 5000 euros with a regular provider of private loans such as Dutch Credit Collective. These compare all banks for you and you can simply pay in installments.
Borrow 1000 euros in installments
Also look below for the alternatives through the bank or without a bank through private lenders. Other alternatives, for example for a loan of 1000 euros, are also available: such as a credit card loan with a repayment arrangement in installments, a red balance in your bank account or a revolving credit of 2500 euros or 5000 via Dutch Credit Collective.
Small loan in installments
With a mini-credit provider such as Viloan and Sanforu you have to pay back the loan including the interest in one go. That is after 15, 30 or 45 days. You also pay extra costs for guarantee (on top of the interest) and those extra costs are not tender.
With the other providers of private loans such as Zebdro and Nederlands Creditpush you can borrow money and repay it in installments. You also pay no extra costs for a guarantee or something, only interest. If you choose a revolving credit here, you can also withdraw 500 euros from your credit sum and repay it in installments. With a revolving credit you do not have to take out your entire loan.
The latter is also possible if you borrow because of a red or credit card. If you have a credit card, you can opt to repay in installments. You do pay high interest, often around 13% on an annual basis, but you can, for example, withdraw 500 euros and pay back in installments. This is also possible when standing red, but then you often have to pay back the loan within 3 months (after the 3-month period you no longer have to be red for at least 1 day). These are good alternatives for a mini loan in installments.
Borrow 1500 euros in installments
If you opt for a revolving credit, you can also borrow from Dutch Credit Collective from, for example, 2500 euros and then withdraw less money from your credit limit. That way you can also borrow money quickly through the bank. With a provider like CrossLend you borrow from private individuals. That is possible from 1500 euros. If the application is approved immediately, the loan can also go quite smoothly. But it is not known how quickly you have the money in your account.
Borrow money quickly within 10 minutes
Borrowing money quickly sometimes seems necessary if you have debts that you must pay off immediately. For example because you have been in the red for more than 3 months, because you cannot pay the credit card bill or you have a rental debt. Quickly borrowing money within 10 minutes via a mini loan may seem like an easy solution, but pay attention: many people get deeper into debt through a quick mini loan. Quickly borrowing 500 euros with a mini loan means for many people that they will build up more debts.
If you have debts or other payment arrears, you can often apply for a regular loan to pay off that debt. With such a new loan you pay less interest and other costs than with a mini loan that you must repay immediately the following month. You can, for example, go to the Municipal Credit Banks. Or take a look at Arrange your debts yourself. Also remember that a phone call to your creditor can often do wonders if you ask for a payment plan, for example.
Borrow money quickly without income
Even without income you can borrow money quickly. You can then opt for a mini-loan provider. Most providers do not really check whether or not you have income. But if you really have no income, then you are at risk if you cannot repay the loan.
In addition, you can also opt to borrow money quickly with collateral. in many cities there are special pawnshops where you can leave things behind in exchange for a loan. If you want the things back, you pay back the loan including interest. This is possible with items such as telephones, a bicycle, computers and jewelry.
Tip: if you need money quickly to buy new things, you can often buy something online without having to pay immediately. At Sedu, for example, you can often pay afterwards, without extra costs. There are also other online stores where you can buy something and pay afterwards.
Borrow money quickly without paperwork
Even without paperwork or documents you can borrow money quickly online but also at pawnshops. It all goes pretty smoothly nowadays and you really don’t have to do a lot for a loan. If you apply for a mini loan you usually do not have to do that much. All you have to do is send a scan or photo of your proof of identity. This is simply done online via an upload form. In addition, you don’t have to do much more than send an e-mail with a confirmation of your request and make a test payment of 1 cent via iDeal.
It is really quick to borrow money without hassle. You can borrow money quickly without asking. But the hassle and problems often come after. And that is something you often “forget” if you want to score a loan quickly. There are enough people who complain online on, for example, the debt platform Safloaninfo that they cannot repay the loan and the guarantee costs. Therefore, think carefully before taking out a mini-loan.